Calculate Your Take-Home Pay
Enter your gross monthly salary before EPF, SOCSO, EIS and PCB deductions.
This tool gives you a monthly and annual salary breakdown based on your gross monthly salary.
Your take-home pay
Estimated monthly net salary
0% of gross salary
How Salary Is Calculated in Malaysia
Calculating your take-home pay means subtracting statutory deductions from your gross monthly salary. In Malaysia, the main deductions are usually EPF, SOCSO, EIS and PCB.
Contribution Tables 2026
Quick reference for common EPF, SOCSO and EIS contribution rates in Malaysia.
| Salary Range | Employee (%) | Employer (%) |
|---|---|---|
| ≤ RM5,000 | 11% | 13% |
| > RM5,000 | 11% | 12% |
Note: These tables are simplified quick references. For full statutory tables, refer to the detailed EPF, SOCSO and EIS guides.
Who Should Use This Calculator?
- Employees checking monthly take-home pay after deductions
- Job seekers comparing salary packages and job offers
- HR and payroll staff estimating employee deductions
- Malaysians planning personal finances and income tax
Tax Relief & Payroll Notes
Click each tax relief below to see common claim limits and examples.
Lifestyle Relief
Claim up to RM2,500 for books, smartphone, laptop, internet subscription and gym membership.
Medical Expenses
Claim up to RM8,000 for parents' medical treatment, serious diseases and related healthcare expenses.
Education Fees
Claim tax relief for approved self-education fees and professional courses.
Insurance & Takaful
Life insurance and takaful premiums may qualify for tax relief up to applicable limits.
EPF Contributions
EPF contributions can be claimed up to RM4,000 (combined with certain insurance reliefs).
Child Relief
RM2,000 per child under 18. RM8,000 per child in tertiary education.
Frequently Asked Questions
Does this salary calculator include EPF, SOCSO, EIS and PCB?
Yes. This calculator estimates your monthly take-home pay after deducting EPF, SOCSO, EIS and estimated PCB tax based on your gross monthly salary.
Why is my actual salary different from the calculator result?
Actual payroll calculations may vary depending on tax relief claims, additional allowances, bonuses, overtime payments, unpaid leave and employer payroll settings.
How is PCB tax calculated in Malaysia?
PCB (Potongan Cukai Bulanan) is a monthly tax deduction system administered by LHDN. The amount depends on your chargeable income, tax reliefs and personal circumstances.
Can I calculate annual salary from monthly salary?
Yes. This calculator automatically provides both monthly and annual salary breakdowns based on the gross monthly salary entered.
Do bonuses and allowances affect take-home pay?
Yes. Additional income such as bonuses, commissions, allowances and overtime payments may increase statutory deductions and PCB tax.
What tax reliefs can reduce PCB deductions?
Common Malaysia tax reliefs include EPF contributions, life insurance, medical insurance, lifestyle expenses, education fees, medical expenses and child reliefs.
Malaysia Salary Guides
Learn more about salary deductions, tax, leave, bonus and payroll rules in Malaysia.
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